RISK SOLUTIONS
Due Diligence | Quality Control | Risk Management
Mortgage Connect Risk Solutions is the industry’s leading due diligence, quality control, and risk management provider. Formerly known as ADFITECH, we are backed by 40 years of industry experience and have spent four decades protecting our clients from the risks inherent to mortgage lending.
COLLATERAL REVIEW
Support sound decision making with thorough collateral reviews that power quality control, due diligence, and third-party oversight.
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QUALITY CONTROL
Ensure data integrity and regulatory compliance with robust QC solutions that support accurate, audit-ready servicing operations.
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WHOLE LOAN REVIEW
Gain confidence in loan quality with comprehensive reviews that assess credit, compliance, and collateral across entire portfolios.
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WAREHOUSE LINE REVIEW
Protect funding sources with detailed reviews that validate loan eligibility, documentation, and collateral before warehouse line advances.
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RMBS
Enhance investor confidence with detailed reviews and data validation that support RMBS quality control and compliance.
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MSR ASSET REVIEW
Gain deeper insight into servicing portfolios with comprehensive reviews that support MSR valuation, risk analysis, and investor due diligence.
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REPURCHASE REVIEW
Mitigate risk and support investor claims with detailed reviews that identify defects and validate repurchase demands.
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TITLE & VALUATION DUE DILIGENCE
Strengthen risk management with integrated title and valuation reviews that support accurate decision-making and regulatory compliance.
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TRP REVIEW
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LEIN RELEASE & ASSIGNMENT
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ASSET REVIEW TYPES
NON-QM
∙ Eight underwriting factors
as-laid out by the CFPB
∙ Ability to Repay (ATR)
∙ Accuracy in mortgage payment
calculations, DTI, and documentation
∙ Loan Terms and credit exceptions
DSCR/BUSINESS PURPOSE
∙ DSCR
∙ Fix-and-flip
∙ Single-family rentals
∙ Mixed-use properties
∙ Ground-up construction
∙ Bridge financing
CES/HEI/HELOC
∙ Ownership structure validation
∙ Credit Underwriting
∙ Lien position & title
∙ Draw & repayment terms
∙ Utilization and repayment behavior
∙ Collateral monitoring
∙ Compliance
AGENCY
∙ Credit Quality Assessment
∙ Compliance Review
∙ Collateral Review
∙ Servicing Review
∙ Operational & Data Integrity
∙ Portfolio-Level Analysis
JUMBO
∙ Loan limits
∙ Income re-calculation
∙ Debt-to-income (DTI)
∙ Valuation quality & accuracy
∙ Agency & investor guidelines
∙ Cash reserves
∙ Documentation
NPL/RPL
∙ Loan limits
∙ Income re-calculation
∙ Debt-to-income (DTI)
∙ Valuation quality & accuracy
∙ Agency & investor guidelines
∙ Cash reserves
∙ Documentation
FRAUD/FORENSIC
∙ Corporate/legal verification
∙ Financial and asset integrity
∙ Key Personnel and background checks
∙ Operational review
∙ Compliance and ethics
∙ Digital, cyber risk and third-party risk
∙ Red flag identification
OTHER ASSETS
∙ Reverse
∙ SBA
∙ Solar
∙ Student Loan
∙ Auto Loan
