RISK SOLUTIONS

Due Diligence | Quality Control | Risk Management

Mortgage Connect Risk Solutions is the industry’s leading due diligence, quality control, and risk management provider. Formerly known as ADFITECH, we are backed by 40 years of industry experience and have spent four decades protecting our clients from the risks inherent to mortgage lending.

We are more than just a third-party review service provider – we are a strategic ally committed to delivering exceptional results. At Mortgage Connect Risk Solutions, we help our clients effortlessly identify errors and navigate the complexities of an uncertain market with confidence and ease. Our solutions are powered by a state-of-the-art technology platform, operational excellence and a seasoned team with unmatched expertise delivering timely, actionable and quality results.

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QUALITY CONTROL


Maintain data integrity and regulatory compliance with robust QC solutions

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WAREHOUSE LINE POST-CLOSE QC REVIEW


Ensure eligibility, compliance, and document accuracy with our thorough post-close QC audits

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WHOLE LOAN REVIEW


Validate portfolio quality, confirm regulatory and investor alignment for confident loan acquisitions or sales

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RMBS DUE DILIGENCE


Pre and post-closing loan due diligence to ensure quality, compliance, and risk profile of mortgage loans included in a securitization pool

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MSR ASSET REVIEW


Evaluating loan data integrity, documentation completeness, regulatory compliance, and risk exposure for Mortgage Servicing Rights assets

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COLLATERAL REVIEW


Reviewing all pertinent collateral file documents for data validity and completeness of each document found within the file

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TPR REVIEW


Third-party review services provided by one of the most tenured due diligence firms in the industry

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REPURCHASE REVIEW


Identify loan defects, validate guideline compliance, and help lenders mitigate risk and resolve investor demands

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LIEN RELEASE & ASSIGNMENT


Comprehensive and customizable solutions for lien release and assignment services focused on quality

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TITLE & VALUATION DILIGENCE


Technology‑driven title and valuation diligence that provides scalable, consistent insights for investors, servicers, and capital markets participants

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FRAUD/FORENSIC REVIEW


Targeted fraud and forensic reviews to uncover hidden risks, verify financial integrity, and protect investment decisions

WE ARE BACKED BY OVER 40 YEARS OF INDUSTRY EXPERIENCE

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WE SERVE 300+ CLIENTS, INCLUDING 6 OF THE TOP 10 MORTGAGE LENDERS AND MAJOR WALL STREET FIRMS

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WE ARE APPROVED BY ALL FIVE MAJOR RATING AGENCIES SINCE 2014

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WE HAVE REVIEWED OVER 5 MILLION LOANS AND 400 MILLION DOCUMENTS

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ASSET REVIEW TYPES

NON-QM
 Eight underwriting factors
  as-laid out by the CFPB
Ability to Repay (ATR)
Accuracy in mortgage payment
  calculations, DTI, and documentation
Loan Terms and credit exceptions

DSCR/BUSINESS PURPOSE
DSCR
Fix-and-flip
Single-family rentals
Mixed-use properties
Ground-up construction
Bridge financing

CES/HEI/HELOC
Ownership structure validation
Credit Underwriting
Lien position & title
Draw & repayment terms
Utilization and repayment behavior
Collateral monitoring
Compliance

AGENCY
Credit Quality Assessment
Compliance Review
Collateral Review
Servicing Review
Operational & Data Integrity
Portfolio-Level Analysis

JUMBO
Loan limits
Income re-calculation
Debt-to-income (DTI)
Valuation quality & accuracy
Agency & investor guidelines
Cash reserves
Documentation

NPL/RPL
Loan limits
Income re-calculation
Debt-to-income (DTI)
Valuation quality & accuracy
Agency & investor guidelines
Cash reserves
Documentation

FRAUD/FORENSIC
Corporate/legal verification
Financial and asset integrity
Key Personnel and background checks
Operational review
Compliance and ethics
Digital, cyber risk and third-party risk
Red flag identification

OTHER ASSETS
Reverse
SBA
Solar
Student Loan
Auto Loan