RISK SOLUTIONS
Due Diligence | Quality Control | Risk Management
Mortgage Connect Risk Solutions is the industry’s leading due diligence, quality control, and risk management provider. Formerly known as ADFITECH, we are backed by 40 years of industry experience and have spent four decades protecting our clients from the risks inherent to mortgage lending.
We are more than just a third-party review service provider – we are a strategic ally committed to delivering exceptional results. At Mortgage Connect Risk Solutions, we help our clients effortlessly identify errors and navigate the complexities of an uncertain market with confidence and ease. Our solutions are powered by a state-of-the-art technology platform, operational excellence and a seasoned team with unmatched expertise delivering timely, actionable and quality results.
QUALITY CONTROL
Maintain data integrity and regulatory compliance with robust QC solutions
WAREHOUSE LINE POST-CLOSE QC REVIEW
Ensure eligibility, compliance, and document accuracy with our thorough post-close QC audits
WHOLE LOAN REVIEW
Validate portfolio quality, confirm regulatory and investor alignment for confident loan acquisitions or sales
RMBS DUE DILIGENCE
Pre and post-closing loan due diligence to ensure quality, compliance, and risk profile of mortgage loans included in a securitization pool
MSR ASSET REVIEW
Evaluating loan data integrity, documentation completeness, regulatory compliance, and risk exposure for Mortgage Servicing Rights assets
COLLATERAL REVIEW
Reviewing all pertinent collateral file documents for data validity and completeness of each document found within the file
TPR REVIEW
Third-party review services provided by one of the most tenured due diligence firms in the industry
REPURCHASE REVIEW
Identify loan defects, validate guideline compliance, and help lenders mitigate risk and resolve investor demands
LIEN RELEASE & ASSIGNMENT
Comprehensive and customizable solutions for lien release and assignment services focused on quality
TITLE & VALUATION DILIGENCE
Technology‑driven title and valuation diligence that provides scalable, consistent insights for investors, servicers, and capital markets participants
FRAUD/FORENSIC REVIEW
Targeted fraud and forensic reviews to uncover hidden risks, verify financial integrity, and protect investment decisions
WE ARE BACKED BY OVER 40 YEARS OF INDUSTRY EXPERIENCE
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WE SERVE 300+ CLIENTS, INCLUDING 6 OF THE TOP 10 MORTGAGE LENDERS AND MAJOR WALL STREET FIRMS
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WE ARE APPROVED BY ALL FIVE MAJOR RATING AGENCIES SINCE 2014
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WE HAVE REVIEWED OVER 5 MILLION LOANS AND 400 MILLION DOCUMENTS
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ASSET REVIEW TYPES
NON-QM
∙ Eight underwriting factors
as-laid out by the CFPB
∙ Ability to Repay (ATR)
∙ Accuracy in mortgage payment
calculations, DTI, and documentation
∙ Loan Terms and credit exceptions
DSCR/BUSINESS PURPOSE
∙ DSCR
∙ Fix-and-flip
∙ Single-family rentals
∙ Mixed-use properties
∙ Ground-up construction
∙ Bridge financing
CES/HEI/HELOC
∙ Ownership structure validation
∙ Credit Underwriting
∙ Lien position & title
∙ Draw & repayment terms
∙ Utilization and repayment behavior
∙ Collateral monitoring
∙ Compliance
AGENCY
∙ Credit Quality Assessment
∙ Compliance Review
∙ Collateral Review
∙ Servicing Review
∙ Operational & Data Integrity
∙ Portfolio-Level Analysis
JUMBO
∙ Loan limits
∙ Income re-calculation
∙ Debt-to-income (DTI)
∙ Valuation quality & accuracy
∙ Agency & investor guidelines
∙ Cash reserves
∙ Documentation
NPL/RPL
∙ Loan limits
∙ Income re-calculation
∙ Debt-to-income (DTI)
∙ Valuation quality & accuracy
∙ Agency & investor guidelines
∙ Cash reserves
∙ Documentation
FRAUD/FORENSIC
∙ Corporate/legal verification
∙ Financial and asset integrity
∙ Key Personnel and background checks
∙ Operational review
∙ Compliance and ethics
∙ Digital, cyber risk and third-party risk
∙ Red flag identification
OTHER ASSETS
∙ Reverse
∙ SBA
∙ Solar
∙ Student Loan
∙ Auto Loan